Net Paycheck Calculator
Estimate take-home pay from gross pay and a total deduction rate for tax and other withholdings. See net pay per period and the amount deducted.
This is a simple estimate using one combined deduction rate. Real payslips split tax, social contributions and benefits separately.
Gross is not what lands in the bank
Gross pay is the headline figure, but deductions for tax and other withholdings come out before money reaches an account. Net pay, or take-home pay, is what is left. This estimator uses a single combined deduction rate to give a quick, clear figure for budgeting or for explaining a payslip.
Why one combined rate
Real payslips break deductions into several lines: income tax, social contributions, pension and benefits. Modelling each one needs local rules that change often. For a fast estimate, a single blended percentage is close enough to plan around. Adjust the rate to match what past payslips actually show, and the estimate sharpens.
How to use it
Enter the gross pay for one period, your total deduction percentage, and how many pay periods you have in a year. The tool returns net pay per period, the amount deducted, and your annual net. To convert between hourly and salary first, use the Hourly to Salary Converter.
Frequently Asked Questions
How do you calculate net pay?
Multiply gross pay by one minus the total deduction rate. For 22 percent deductions, multiply by 0.78.
What deduction rate should I use?
Use the combined rate from a recent payslip, covering tax and any other withholdings, for the most accurate estimate.
Is this an exact payslip?
No. It is a simple estimate with one blended rate. Your real payslip itemises each deduction separately.
Is it free?
Yes, free and private in your browser.